These terms are an agreement between StockPoint ("StockPoint," "we," "us"), operated from Wyoming, USA, and the company that creates a StockPoint account ("you," the "Customer"). By creating an account or using the service you accept these terms on behalf of your company and confirm you are authorized to do so.
1. The service
StockPoint is a field-service management platform: verified time and attendance, scheduling, payroll computation, invoicing, client portals, inventory, wage-notice records, and related reporting, as described on this site. We may improve or modify features over time; we will not materially reduce the core service you pay for during a paid term without notice.
2. What StockPoint is — and is not
You remain the employer of record. StockPoint computes withholding from the W-4 elections your workers provide, produces pay stubs and filing summaries (such as Form 941 and NYS-45 figures), and can write net-pay checks into your QuickBooks Online. StockPoint is not a payroll bureau, tax preparer, or professional employer organization: we do not debit your bank account, remit taxes to any authority, or file returns on your behalf. You or your accountant remain responsible for remittance, filings, wage rates, worker classification, and employment-law compliance. Nothing in the service or on this site is legal, tax, or accounting advice.
3. Your responsibilities
You agree to provide accurate information, keep credentials secure, and use the service only for lawful business purposes. Where your use captures worker photos or punch-time GPS, you are responsible for providing any notices to, and obtaining any consents from, your workers that your jurisdiction requires, and for configuring the service consistent with the laws that apply to you. You are responsible for the acts of every user on your account, including workers, managers, and client contacts you invite.
4. Trials, subscriptions, and billing
The free trial runs 14 days with no payment card required; when it ends without an upgrade, your account becomes read-only and your data is retained — nothing is charged and nothing is deleted. Paid plans are billed monthly or annually in advance through Stripe and renew automatically until canceled. You can cancel anytime, effective at the end of the current billing period; amounts already paid are non-refundable except where the law requires otherwise. We may change prices with at least 30 days' notice, effective at your next renewal. Plan limits (such as locations) are described on the pricing page.
5. Your data
Your company's data — workers, clients, punches, invoices, documents — belongs to you. We process it only to provide the service, as described in our Privacy Policy, and we do not sell it or use it to compete with you. You can export your data from the app, and you can request deletion of your account and data at info@getstockpoint.com, subject to records we must keep for legal or billing reasons.
6. Acceptable use
Do not use StockPoint to break the law, to infringe others' rights, to send spam, to probe or disrupt the service, to falsify time or pay records, or to attempt access to another company's data. We may suspend accounts that put the platform or other customers at risk, and will tell you why.
7. Intellectual property
StockPoint and its software, design, and content are ours; we grant you a limited, non-exclusive, non-transferable right to use the service during your subscription. Feedback you send us may be used to improve the product without obligation.
8. Disclaimers
The service is provided "as is" and "as available." We work hard to keep it accurate and online, but we do not warrant that it will be uninterrupted or error-free, and we specifically do not warrant tax, filing, or litigation outcomes. Verification signals (GPS distance, face check, PIN) are evidence, not guarantees of identity or presence.
9. Limitation of liability
To the fullest extent the law allows, neither party is liable for indirect, incidental, special, or consequential damages, and StockPoint's total liability for all claims in any 12-month period is limited to the amounts you paid us for the service in that period. Nothing in these terms limits liability that cannot be limited by law.
10. Indemnification
You will defend and indemnify StockPoint against third-party claims arising from your employment practices, your treatment of workers or clients, data you load into the service, or your breach of these terms.
11. Termination
You may stop using the service and cancel at any time. We may terminate for material breach that goes uncured for 14 days after notice, or immediately for serious abuse. After termination, your data remains exportable for a reasonable wind-down period before deletion on request.
12. General
These terms are governed by the laws of the State of Wyoming, USA, excluding its conflicts rules, and disputes will be resolved in the state or federal courts located in Wyoming, each party consenting to that venue. If a provision is unenforceable, the rest stands. These terms, with the Privacy Policy, are the entire agreement. We may update these terms; material changes will be posted here with a new effective date, and continued use after the change is acceptance. Questions: info@getstockpoint.com.